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Health Insurance Marketplace
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The Health Insurance Marketplace, established by the Affordable Care Act (ACA), provides a platform for individuals to shop for and enroll in health insurance plans. This marketplace offers a variety of plans from different insurers, allowing you to compare coverage options, premiums, and deductibles.
Open Enrollment is the annual period when individuals can sign up for or change their health insurance plans through the Marketplace. It's crucial to remember that missing the Open Enrollment period can limit your options for obtaining affordable health coverage. This year, enrollment ends January 15, 2025 for health plans that start February 1, 2025.
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Qualifying Life Events for Health Insurance Enrollment
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A qualifying life event (QLE) is a significant life change that allows you to enroll in a health insurance plan outside of the annual Open Enrollment period. These events typically trigger a Special Enrollment Period (SEP), during which you can make changes to your health insurance coverage.
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Here are some common qualifying life events:
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Loss of coverage: Losing job-based, individual, or government-sponsored health coverage.
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Changes in family status: Getting married, divorced, having a baby, adopting a child, or losing a spouse.
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Changes in income: Changes in your income that affect your eligibility for subsidized coverage.
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Changes in residence: Moving to a new coverage area.
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If you experience a qualifying life event, you'll usually have a specific timeframe to enroll in a new plan. It's important to document your QLE and enroll within the designated timeframe to avoid coverage gaps. Contact us today to see if you qualify.
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Health Insurance
Why have health insurance?
1. Financial Peace of Mind: Don't let medical bills drain your savings. With our health insurance plans, you're protected from unexpected healthcare costs, ensuring your financial stability.
2. Access to Top-Notch Care: Our network of healthcare providers guarantees you access to the best medical professionals, ensuring you receive the highest quality care.
3. Preventive Health Safeguard: Stay ahead of health issues with our plans covering preventive services like screenings, vaccinations, and wellness programs, keeping you in the best shape possible.
4. Family Protection: We've got your loved ones covered too! Our family-oriented plans extend the benefits to your nearest and dearest, offering comprehensive care for the whole family.
5. Tailored Solutions: No one-size-fits-all here. We offer personalized plans that match your unique needs and budget, making sure you get exactly what you require.
Our Products
Your health is your most valuable asset, and we're here to safeguard it. Let Legacy United Insurance be your partner in health, ensuring you lead a life full of vitality, without the worries of medical expenses. Contact us today to explore your options and embark on a journey to a healthier future!